Attention homeowners in Kaneohe and Honolulu County: Need an appraisal?
The top seven reasons why HI homeowners need TSH Real Estate and Appraisal Services, LLC:
Do you own a home in or near Kaneohe? Do you need help deciding the price of your real estate?
We at TSH Real Estate and Appraisal Services, LLC understand the unique needs of a homeowner after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at TSH Real Estate and Appraisal Services, LLC, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value opinion than yours.
Need to cancel PMI?
An attractive way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At TSH Real Estate and Appraisal Services, LLC, we're experienced in helping consumers just like you dismiss unwanted and unneeded PMI insurance.
Challenge Honolulu county's assessment of your property
Lets say you live in an area that is going down -- your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal report from TSH Real Estate and Appraisal Services, LLC is your #1 weapon.
Recently got a freeze your HELOC?
Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can this be troublesome from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. TSH Real Estate and Appraisal Services, LLC can provide you with a professional appraisal to help you reinstate your home equity line of credit.
Do You Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for precision? TSH Real Estate and Appraisal Services, LLC offers field reviews where we go out and check the subject and comparables in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? TSH Real Estate and Appraisal Services, LLC can help you with that. While usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.