Attention homeowners in Kaneohe and Honolulu County: Get an Appraisal today!

The top seven reasons HI homeowners call on TSH Real Estate and Appraisal Services, LLC:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. To challenge a HI property tax assessment
  3. To cut their mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. In the case of a HI divorce, where property needs to be divided
  7. To determine the true market value of property in question to settle an estate

Do you own a home in or near Kaneohe? Do you need help deciding the value of your real estate?
Contact TSH Real Estate and Appraisal Services, LLC.

At TSH Real Estate and Appraisal Services, LLC, we understand the individual needs of a consumer after appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and accountants. As our client, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at TSH Real Estate and Appraisal Services, LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. We are seasoned in helping homeowners just like you get rid of unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if your home not appreciating as much as other houses nearby. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When challenging your property tax assessment, getting a professional appraisal from TSH Real Estate and Appraisal Services, LLC is your strongest weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow standpoint. TSH Real Estate and Appraisal Services, LLC can provide you with a professional appraisal to help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for accuracy, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? TSH Real Estate and Appraisal Services, LLC can help you with that. Even though this is usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your house.